Terms and Conditions

Last updated: November 19, 2025

These Terms and Conditions constitute a binding legal agreement between you and Pay Station regarding your use of our website and services. By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these terms.

If you do not agree to these Terms and Conditions, you must discontinue use of our website immediately. These terms work together with our Terms of Service and Privacy Policy to govern your relationship with Pay Station.

User Obligations and Legal Responsibilities

1. User Conduct Requirements

As a user of our website and services, you agree to maintain high standards of conduct. Specifically, you agree to:

1.1 Provide accurate and truthful information in all communications with Pay Station
1.2 Comply with all applicable laws, regulations, and industry standards when using our services
1.3 Respect the intellectual property rights of Pay Station and third parties
1.4 Maintain the confidentiality of any access credentials or sensitive information provided to you
1.5 Use our services in good faith and in a manner consistent with their intended purpose

2. Prohibited Activities and Behaviors

You expressly agree not to engage in any of the following prohibited activities:

2.1 Violating any local, state, national, or international law or regulation
2.2 Transmitting false, misleading, or fraudulent information
2.3 Infringing upon or misappropriating any intellectual property or proprietary rights
2.4 Harassing, threatening, or defaming any person or entity
2.5 Interfering with or disrupting the operation of our website or services
2.6 Attempting to circumvent any security features or access controls

3. Content Guidelines and Restrictions

When interacting with our website or submitting any content, you must ensure that your content:

3.1 Does not contain false or misleading statements
3.2 Does not violate the privacy rights of others
3.3 Does not contain offensive, discriminatory, or inappropriate material
3.4 Does not promote illegal activities or services
3.5 Complies with all applicable laws and regulations

4. Age Restrictions and Requirements

Our services are intended for use by individuals who are at least 18 years of age or the age of majority in their jurisdiction, whichever is greater. By using our website, you represent and warrant that you meet these age requirements. If you are accessing our services on behalf of a business entity, you represent that you have the authority to bind that entity to these Terms and Conditions.

User Responsibilities

5. Compliance with Laws and Regulations

You are solely responsible for ensuring that your use of our services complies with all applicable laws and regulations, including but not limited to:

5.1 Payment processing regulations and financial services laws in your jurisdiction
5.2 Data protection and privacy laws applicable to your business operations
5.3 Consumer protection laws and regulations governing your interactions with customers
5.4 Tax laws and reporting requirements related to your business activities

6. Indemnification Obligations

You agree to indemnify, defend, and hold harmless Pay Station, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from or related to your use of our services, your violation of these Terms and Conditions, your violation of any rights of another party, or any content you submit through our website.

7. Privacy and Data Protection

You are responsible for maintaining the privacy and security of any data you handle through our services. This includes implementing appropriate safeguards to protect customer data, complying with applicable privacy laws, and ensuring that you have obtained necessary consents from individuals whose data you process. Our Privacy Policy governs how we handle data, but you remain responsible for your own data handling practices.

8. Third-Party Interactions

Your interactions with third parties found through or as a result of using our services, including payment processors, vendors, and customers, are solely between you and such third parties. You acknowledge and agree that Pay Station is not responsible or liable for any loss or damage of any kind incurred as the result of any such interactions or the presence of third-party services on our website.

Disclaimers and Limitation of Liability

9. Disclaimer of Warranties

OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, PAY STATION DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

9.1 Warranties of merchantability, fitness for a particular purpose, and non-infringement
9.2 Warranties that our services will be uninterrupted, error-free, or secure
9.3 Warranties regarding the accuracy, reliability, or completeness of any content or information
9.4 Warranties that defects will be corrected or that our services are free from viruses or harmful components

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PAY STATION SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

10.1 Your access to or use of or inability to access or use our services
10.2 Any conduct or content of any third party on our services
10.3 Any content obtained from our services
10.4 Unauthorized access, use, or alteration of your transmissions or content

11. Consequential Damages Exclusion

In no event shall Pay Station's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing our services during the twelve months preceding the claim, or one hundred dollars ($100 USD), whichever is greater. Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities, so some of the above limitations may not apply to you.

12. Force Majeure Provisions

Pay Station shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

Legal Information and Dispute Resolution

13. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within New York County, New York, for the resolution of any disputes arising from or relating to these terms or your use of our services.

14. Dispute Resolution Procedures

In the event of any dispute, claim, or controversy arising from or relating to these Terms and Conditions or the breach, termination, enforcement, interpretation, or validity thereof:

14.1 The parties agree to first attempt to resolve the dispute through good faith negotiations
14.2 If negotiations fail, the parties may pursue mediation before seeking other remedies
14.3 Nothing in this section prevents either party from seeking injunctive relief in court
14.4 Any legal action must be commenced within one year after the claim arises

15. Severability Clause

If any provision of these Terms and Conditions is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms and Conditions unenforceable or invalid as a whole. Such provisions shall be deleted without affecting the remaining provisions, and the unenforceable or invalid provision shall be replaced with an enforceable and valid provision that most closely matches the intent of the original provision.

16. Terms Modification Policy

Pay Station reserves the right to modify these Terms and Conditions at any time. We will notify you of material changes by posting the updated terms on our website and updating the "Last updated" date. Your continued use of our services after such modifications constitutes your acceptance of the updated terms. If you do not agree to the modified terms, you must discontinue using our services.

17. Entire Agreement

These Terms and Conditions, together with our Privacy Policy, Terms of Service, and any other legal notices published by Pay Station on our website, constitute the entire agreement between you and Pay Station concerning your use of our services. No other statement, whether oral or written, shall modify these terms unless expressly agreed to in writing by an authorized representative of Pay Station.